Retirement plan

RUBY ROBINSON CO., INC. 401(K) SAVINGS PLAN

Name: RUBY ROBINSON CO., INC. - RUBY ROBINSON CO., INC. 401(K) SAVINGS PLAN (2016) Form 5500
Creator: RUBY ROBINSON CO., INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RUBY ROBINSON CO., INC. 401(K) SAVINGS PLAN, RUBY ROBINSON CO., INC.

RUBY ROBINSON CO., INC.EIN 36-2604283Plan #001PY 2016

100 LEXINGTON DR., SUITE 201 - BUFFALO GROVE, IL 60089847-808-3230LinkedIn1-10 employees

Other plans on this EIN

1 filing

#002Retirement-$7.0M assets

Prospect flagsLow returnsLow participationLow employer contributionFailed to transmit contributions

Top hat statement on fileNQDC

Filed September 12, 1996

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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How to read this page

Total assets (EOY)

$3.2M

No prior year

Total participants

127

No prior year

Average account balance

$50,576

No prior year

Annual return

2.42%

No prior year

Benchmarks

See 2,366 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,366 peers

Snapshot2016

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$7.60M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$146K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

104.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$848K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$17K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+20.61%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2425

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Top 3 by compensation

Provider	Service type	Compensation
IRON-CO-FID-COMPREHENSIVE1+ years Filed as: IRON ADMINISTRATION LLC Service code 15 · EIN 37-1458725 630 N DUDEE RD · NORTHBROOK, IL 60062	Recordkeeping	$0
MILLER COOPER & CO LTD1+ years Filed as: MILLER COOPER AND CO., LTD Service code 51 1751 LAKE COOK RD · DEERFIELD, IL 60015	Investment Mgmt Fees	$0
NATIONWIDE1+ years Service code 51 · EIN 31-4156830 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Investment Mgmt Fees	$0

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$17K

$144 / participant

Investment mgmt$16K93.4%
Contract admin$6003.6%
Other / not subdivided$5063.0%

% of EOY assets

0.524%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MILLER COOPER & CO., LTD
Auditor EIN: 362897372
Audit fees: (not subdivided)
Opinion code: Disclaimer

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$50,576

$63,924-20.9%

$108,579-53.4%

$55,167-8.3%

Participation rate

44.8%

74.3%-29.5pp

79.6%-34.7pp

69.0%-24.2pp

Annual return

2.42%

15.31%-12.9pp

-51.70%+54.1pp

169.23%-166.8pp

Employer contribution / active EE

$1,879-100.0%

$3,758-100.0%

$1,963-100.0%

Participant deferral / active EE

$4,267

$3,067+39.1%

$4,311-1.0%

$3,054+39.7%

Admin fee / account holder

$265

$618-57.1%

$7,645-96.5%

$504-47.4%

Provider

Service type

Compensation

IRON-CO-FID-COMPREHENSIVE1+ years

Filed as: IRON ADMINISTRATION LLC

Service code 15 · EIN 37-1458725

630 N DUDEE RD · NORTHBROOK, IL 60062

Recordkeeping

MILLER COOPER & CO LTD1+ years

Filed as: MILLER COOPER AND CO., LTD

Service code 51

1751 LAKE COOK RD · DEERFIELD, IL 60015

Investment Mgmt Fees

NATIONWIDE1+ years

Service code 51 · EIN 31-4156830

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Investment Mgmt Fees

RUBY ROBINSON CO., INC. 401(K) SAVINGS PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RUBY ROBINSON CO., INC. 401(K) SAVINGS PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion