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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,650 | $75,962+493.3% | $154,108+192.4% | $64,173+602.2% |
| Participation rate | 94.1% | 70.4%+23.7pp | 83.0%+11.1pp | 69.6%+24.5pp |
| Annual return | -6.71% | 30.32%-37.0pp | 735.21%-741.9pp | 7.63%-14.3pp |
| Employer contribution / active EE | $26,294 | $3,350+684.9% | $5,298+396.3% | $2,381+1004.4% |
| Participant deferral / active EE | $13,905 | $3,175+338.0% | $5,081+173.7% | $3,470+300.8% |
| Admin fee / account holder | $30,085 | $5,589+438.3% | $13,411+124.3% | $4,887+515.6% |