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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,218 | $99,994-25.8% | $146,647-49.4% | $85,851-13.6% |
| Participation rate | 58.7% | 73.1%-14.3pp | 80.1%-21.3pp | 69.3%-10.6pp |
| Annual return | 14.45% | 18.93%-4.5pp | 22.75%-8.3pp | 318.63%-304.2pp |
| Employer contribution / active EE | $822 | $2,559-67.9% | $4,137-80.1% | $2,565-68.0% |
| Participant deferral / active EE | $2,867 | $4,006-28.4% | $5,506-47.9% | $3,952-27.4% |
| Admin fee / account holder | $32,393 | $7,703+320.5% | $10,281+215.1% | $6,261+417.4% |