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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,640 | $96,691-59.0% | $86,656-54.3% | $139,487-71.6% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 12.65% | 106.87%-94.2pp | 593.09%-580.4pp | 373.84%-361.2pp |
| Employer contribution / active EE | $2,659 | $3,267-18.6% | $3,025-12.1% | $4,755-44.1% |
| Participant deferral / active EE | $1,909 | $4,838-60.5% | $4,439-57.0% | $6,713-71.6% |
| Admin fee / account holder | $18,006 | $6,414+180.7% | $5,619+220.5% | $11,407+57.8% |