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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 36-4389114 | Recordkeeping | $38,311 |
Filed as: NADLER FINANCIAL GROUP, LLC Service code 16 · EIN 36-4156113 | Consulting | $34,982 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 18 · EIN 82-3967259 | Custodial (other than securities) | $7,994 |
Filed as: CHARLES SCHWAB & CO. INC. Service code 59 | Shareholder Servicing | $0 |
Service code 18 · EIN 94-1737782 | Custodial (other than securities); Cu... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,607 | $101,778+36.2% | $164,975-16.0% | $80,925+71.3% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 14.83% | 16.73%-1.9pp | 70.12%-55.3pp | 35.65%-20.8pp |
| Employer contribution / active EE | $5,474 | $2,954+85.3% | $4,343+26.1% | $2,756+98.6% |
| Participant deferral / active EE | $5,865 | $4,477+31.0% | $6,033-2.8% | $4,299+36.4% |
| Admin fee / account holder | $577 | $8,221-93.0% | $12,688-95.5% | $6,940-91.7% |