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| Provider | Service type | Compensation |
|---|---|---|
NADLER FINANCIAL GROUP, INC.2 years Filed as: NADLER FINANCIAL GROUP, LLC Service code 16 · EIN 36-4156113 | Consulting | $34,410 |
Service code 15 · EIN 36-4389114 | Recordkeeping | $29,374 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB TRUST BANK Service code 18 · EIN 82-3967259 | Custodial (other than securities) | $8,333 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO. INC. Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.2 years Service code 18 · EIN 94-1737782 | Custodial (other than securities); Cu... | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,632 | $108,825+31.1% | $156,181-8.7% | $82,448+73.0% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 14.28% | 20.59%-6.3pp | 64.87%-50.6pp | 41.64%-27.4pp |
| Employer contribution / active EE | $4,888 | $2,870+70.3% | $4,294+13.8% | $2,551+91.6% |
| Participant deferral / active EE | $6,095 | $4,577+33.2% | $6,132-0.6% | $4,139+47.3% |
| Admin fee / account holder | $523 | $9,341-94.4% | $14,586-96.4% | $7,234-92.8% |