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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,707 | $132,310+142.4% | $105,754+203.3% | $273,972+17.1% |
| Participation rate | 100.0% | 83.2%+16.8pp | 78.9%+21.1pp | 83.0%+17.0pp |
| Annual return | 8.32% | 10.08%-1.8pp | 12.25%-3.9pp | 41.46%-33.1pp |
| Employer contribution / active EE | $17,826 | $4,867+266.3% | $4,079+337.0% | $4,869+266.1% |
| Participant deferral / active EE | $13,057 | $6,233+109.5% | $5,326+145.2% | $5,287+147.0% |
| Admin fee / account holder | $4,182 | $12,036-65.3% | $8,309-49.7% | $10,133-58.7% |