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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $964,388 | $210,510+358.1% | $153,500+528.3% | $145,877+561.1% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 8.40% | 13.45%-5.1pp | 15.70%-7.3pp | 551.28%-542.9pp |
| Employer contribution / active EE | $41,934 | $6,052+592.9% | $5,039+732.1% | $4,663+799.3% |
| Participant deferral / active EE | $15,000 | $7,974+88.1% | $6,756+122.0% | $6,691+124.2% |
| Admin fee / account holder | $20,169 | $19,455+3.7% | $12,736+58.4% | $13,402+50.5% |