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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,157 | $65,378+36.4% | $87,103+2.4% | $65,186+36.8% |
| Participation rate | 88.5% | 75.3%+13.1pp | 76.9%+11.6pp | 70.2%+18.3pp |
| Annual return | 20.35% | 31.28%-10.9pp | 28.19%-7.8pp | 29.39%-9.0pp |
| Employer contribution / active EE | $2,483 | $1,823+36.2% | $2,521-1.5% | $2,177+14.1% |
| Participant deferral / active EE | $4,756 | $3,389+40.3% | $4,049+17.5% | $3,514+35.3% |
| Admin fee / account holder | $1,064 | $520+104.7% | $7,491-85.8% | $847+25.6% |