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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,127 | $144,130-9.0% | $117,861+11.3% | $147,586-11.2% |
| Participation rate | 84.2% | 83.4%+0.8pp | 79.7%+4.5pp | 82.8%+1.4pp |
| Annual return | 19.78% | 531.20%-511.4pp | 335.11%-315.3pp | 578.59%-558.8pp |
| Employer contribution / active EE | $2,991 | $4,897-38.9% | $3,786-21.0% | $4,876-38.7% |
| Participant deferral / active EE | $6,041 | $5,316+13.6% | $4,482+34.8% | $5,439+11.1% |
| Admin fee / account holder | $3,655 | $10,887-66.4% | $8,021-54.4% | $10,886-66.4% |