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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,093 | $166,268+69.1% | $165,100+70.3% | $145,897+92.7% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.6%+10.3pp | 80.3%+8.6pp |
| Annual return | 12.84% | 100.52%-87.7pp | 70.21%-57.4pp | 552.29%-539.5pp |
| Employer contribution / active EE | $4,103 | $5,284-22.4% | $4,348-5.6% | $4,663-12.0% |
| Participant deferral / active EE | $8,916 | $6,964+28.0% | $6,035+47.7% | $6,689+33.3% |
| Admin fee / account holder | $7,572 | $16,659-54.5% | $12,696-40.4% | $13,390-43.5% |