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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,393 | $178,174+64.7% | $156,181+87.9% | $137,256+113.8% |
| Participation rate | 94.1% | 82.0%+12.1pp | 78.8%+15.3pp | 80.0%+14.2pp |
| Annual return | 14.70% | 84.19%-69.5pp | 64.87%-50.2pp | 220.34%-205.6pp |
| Employer contribution / active EE | $4,796 | $4,972-3.5% | $4,294+11.7% | $4,156+15.4% |
| Participant deferral / active EE | $9,565 | $6,888+38.9% | $6,132+56.0% | $6,407+49.3% |
| Admin fee / account holder | $61,327 | $17,404+252.4% | $14,586+320.4% | $12,270+399.8% |