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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,985 | $67,606+15.4% | $82,313-5.3% | $70,124+11.2% |
| Participation rate | 93.5% | 72.8%+20.8pp | 76.9%+16.7pp | 69.5%+24.0pp |
| Annual return | 13.02% | 21.57%-8.5pp | 25.88%-12.9pp | 73.14%-60.1pp |
| Employer contribution / active EE | $968 | $1,755-44.9% | $2,428-60.1% | $2,342-58.7% |
| Participant deferral / active EE | $964 | $2,987-67.7% | $3,706-74.0% | $3,332-71.1% |
| Admin fee / account holder | $1,435 | $4,512-68.2% | $5,608-74.4% | $4,645-69.1% |