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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,668 | $88,603+229.2% | $69,890+317.3% | $134,545+116.8% |
| Participation rate | 100.0% | 74.9%+25.1pp | 70.5%+29.5pp | 81.2%+18.8pp |
| Annual return | -20.60% | 442.93%-463.5pp | 190.84%-211.4pp | 418.37%-439.0pp |
| Employer contribution / active EE | $8,574 | $3,236+165.0% | $2,560+234.9% | $4,742+80.8% |
| Participant deferral / active EE | $8,090 | $4,771+69.6% | $3,848+110.2% | $6,401+26.4% |
| Admin fee / account holder | $2,615 | $10,443-75.0% | $6,267-58.3% | $11,431-77.1% |