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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $415,991 | $100,147+315.4% | $81,286+411.8% | $145,877+185.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 18.50% | 34.44%-15.9pp | 24.80%-6.3pp | 551.28%-532.8pp |
| Employer contribution / active EE | $7,791 | $2,977+161.7% | $2,463+216.4% | $4,663+67.1% |
| Participant deferral / active EE | $7,675 | $4,607+66.6% | $3,883+97.6% | $6,691+14.7% |
| Admin fee / account holder | $2,010 | $8,201-75.5% | $5,764-65.1% | $13,402-85.0% |