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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,688 | $81,208+49.8% | $98,920+23.0% | $79,856+52.4% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | 11.92% | 60.99%-49.1pp | 196.47%-184.5pp | 31.71%-19.8pp |
| Employer contribution / active EE | $0 | $1,960-100.0% | $2,689-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $3,073 | $3,265-5.9% | $4,245-27.6% | $3,741-17.9% |
| Admin fee / account holder | $8,221 | $6,013+36.7% | $6,643+23.8% | $5,306+54.9% |