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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,336 | $70,430-1.6% | $96,572-28.2% | $85,851-19.2% |
| Participation rate | 52.7% | 61.8%-9.1pp | 69.8%-17.1pp | 69.3%-16.6pp |
| Annual return | 12.66% | 18.58%-5.9pp | 37.79%-25.1pp | 318.63%-306.0pp |
| Employer contribution / active EE | $365 | $1,413-74.2% | $2,357-84.5% | $2,565-85.8% |
| Participant deferral / active EE | $2,757 | $2,894-4.8% | $3,850-28.4% | $3,952-30.3% |
| Admin fee / account holder | $3,556 | $4,996-28.8% | $6,183-42.5% | $6,261-43.2% |