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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,005 | $162,136-16.1% | $152,301-10.7% | $154,746-12.1% |
| Participation rate | 88.9% | 84.1%+4.8pp | 82.4%+6.4pp | 80.7%+8.2pp |
| Annual return | 14.98% | 91.02%-76.0pp | 80.50%-65.5pp | 172.34%-157.4pp |
| Employer contribution / active EE | $1,630 | $4,890-66.7% | $4,624-64.7% | $4,379-62.8% |
| Participant deferral / active EE | $1,437 | $8,341-82.8% | $8,004-82.1% | $6,730-78.7% |
| Admin fee / account holder | $8,274 | $15,759-47.5% | $14,398-42.5% | $14,365-42.4% |