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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,626 | $67,602+51.8% | $82,312+24.7% | $70,126+46.3% |
| Participation rate | 92.9% | 72.8%+20.1pp | 76.9%+16.0pp | 69.5%+23.3pp |
| Annual return | 15.51% | 21.57%-6.1pp | 25.88%-10.4pp | 73.15%-57.6pp |
| Employer contribution / active EE | $3,081 | $1,755+75.6% | $2,428+26.9% | $2,343+31.5% |
| Participant deferral / active EE | $4,957 | $2,987+65.9% | $3,706+33.7% | $3,332+48.8% |
| Admin fee / account holder | $3,212 | $4,512-28.8% | $5,608-42.7% | $4,645-30.9% |