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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,986 | $79,961-17.5% | $98,462-33.0% | $75,177-12.2% |
| Participation rate | 75.8% | 70.4%+5.4pp | 75.2%+0.6pp | 67.2%+8.6pp |
| Annual return | 15.51% | 19.75%-4.2pp | 21.17%-5.7pp | 160.75%-145.2pp |
| Employer contribution / active EE | $395 | $2,264-82.6% | $3,049-87.0% | $2,671-85.2% |
| Participant deferral / active EE | $2,910 | $3,753-22.5% | $4,738-38.6% | $4,126-29.5% |
| Admin fee / account holder | $1,632 | $6,842-76.2% | $8,875-81.6% | $5,651-71.1% |