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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,481 | $58,828+176.2% | $78,002+108.3% | $62,881+158.4% |
| Participation rate | 57.1% | 71.1%-13.9pp | 75.5%-18.4pp | 69.3%-12.2pp |
| Annual return | 6.09% | 17.16%-11.1pp | 425.99%-419.9pp | 20.14%-14.1pp |
| Employer contribution / active EE | $1,641 | $1,672-1.9% | $2,470-33.6% | $2,281-28.1% |
| Participant deferral / active EE | $7,905 | $2,686+194.3% | $3,497+126.0% | $3,203+146.8% |
| Admin fee / account holder | $22,185 | $4,393+405.0% | $5,481+304.8% | $4,296+416.4% |