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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,699 | $65,034+64.1% | $90,970+17.3% | $79,856+33.6% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.0%+31.0pp | 69.6%+30.4pp |
| Annual return | 9.54% | 30.45%-20.9pp | 134.60%-125.1pp | 31.71%-22.2pp |
| Employer contribution / active EE | $3,234 | $1,247+159.3% | $2,122+52.4% | $2,471+30.9% |
| Participant deferral / active EE | $4,954 | $2,512+97.2% | $3,373+46.9% | $3,741+32.4% |
| Admin fee / account holder | $24,955 | $4,536+450.2% | $5,961+318.6% | $5,306+370.3% |