Retirement plan

CALUMET CARTON COMPANY EMPLOYEE RETIREMENT TRUST

Name: CALUMET CARTON COMPANY - CALUMET CARTON COMPANY EMPLOYEE RETIREMENT TRUST (2019) Form 5500
Creator: CALUMET CARTON COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CALUMET CARTON COMPANY EMPLOYEE RETIREMENT TRUST, CALUMET CARTON COMPANY

CALUMET CARTON COMPANYEIN 36-2369829Plan #002PY 2019

16920 STATE STREET - SOUTH HOLLAND, IL 60473708-333-6521calumetcarton.comLinkedIn51-200 employeespackaging and containers

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$11.1M

+9.5% from 2018

Total participants

163

+5.8% from 2018

Average account balance

$70,111

-7.1% from 2018

Annual return

21.67%

+25.92 pp from 2018

Benchmarks

See 1,981 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort1,981 peers

Snapshot2019

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$13.98M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$83K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

169

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$481K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.18%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$365

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
CAMBRIDGE INVESTMENT RESEARCH2 years Filed as: CAMBRIDGE INVESTMENT RESEARCH INC. Service code 99 · EIN 42-1445429	Other Fees	$20,238
THE RETIREMENT ADVANTAGE INC1 year Filed as: THE RETIREMENT ADVANTAGE, INC. Service code 99 · EIN 39-1816008	Other Fees	$5,675
TPA CORPORATION1 year Filed as: TPA Service code 99 · EIN 11-1000111	Other Fees	$1,649

Plan features & details

Pension benefit codes2E2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$47K

$364 / participant

Contract admin$47K100.0%

% of EOY assets

0.425%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MUELLER & CO., LLP
Auditor EIN: 362658780
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$70,111

$66,319+5.7%

$93,621-25.1%

$65,185+7.6%

Participation rate

96.9%

74.0%+22.9pp

75.8%+21.1pp

70.2%+26.7pp

Annual return

21.67%

42.59%-20.9pp

32.76%-11.1pp

29.38%-7.7pp

Employer contribution / active EE

$769

$2,013-61.8%

$2,719-71.7%

$2,177-64.7%

Participant deferral / active EE

$2,877

$3,343-13.9%

$4,070-29.3%

$3,514-18.1%

Admin fee / account holder

$298

$6,900-95.7%

$7,890-96.2%

$847-64.8%

Provider

Service type

Compensation

CAMBRIDGE INVESTMENT RESEARCH2 years

Filed as: CAMBRIDGE INVESTMENT RESEARCH INC.

Service code 99 · EIN 42-1445429

Other Fees

$20,238

THE RETIREMENT ADVANTAGE INC1 year

Filed as: THE RETIREMENT ADVANTAGE, INC.

Service code 99 · EIN 39-1816008

Other Fees

$5,675

TPA CORPORATION1 year

Filed as: TPA

Service code 99 · EIN 11-1000111

Other Fees

$1,649

CALUMET CARTON COMPANY EMPLOYEE RETIREMENT TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CALUMET CARTON COMPANY EMPLOYEE RETIREMENT TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion