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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,710 | $117,846+137.4% | $102,434+173.1% | $145,884+91.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 18.76% | 31.90%-13.1pp | 29.46%-10.7pp | 551.85%-533.1pp |
| Employer contribution / active EE | $2,513 | $3,615-30.5% | $3,023-16.9% | $4,662-46.1% |
| Participant deferral / active EE | $7,938 | $5,733+38.5% | $5,055+57.0% | $6,690+18.7% |
| Admin fee / account holder | $1,206 | $13,356-91.0% | $9,462-87.3% | $13,392-91.0% |