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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,535 | $72,486-84.1% | $87,103-86.8% | $72,976-84.2% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 16.36% | 24.46%-8.1pp | 28.19%-11.8pp | 81.02%-64.7pp |
| Employer contribution / active EE | $1,475 | $1,894-22.1% | $2,521-41.5% | $2,440-39.6% |
| Participant deferral / active EE | $916 | $3,270-72.0% | $4,049-77.4% | $3,608-74.6% |
| Admin fee / account holder | $2,877 | $5,055-43.1% | $7,491-61.6% | $5,124-43.8% |