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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,795 | $85,766-37.3% | $136,298-60.5% | $70,126-23.3% |
| Participation rate | 87.2% | 74.2%+13.1pp | 81.9%+5.3pp | 69.5%+17.7pp |
| Annual return | 14.54% | 31.46%-16.9pp | 5156.27%-5141.7pp | 73.15%-58.6pp |
| Employer contribution / active EE | $2,968 | $2,966+0.1% | $4,696-36.8% | $2,343+26.7% |
| Participant deferral / active EE | $1,477 | $5,051-70.8% | $6,247-76.4% | $3,332-55.7% |
| Admin fee / account holder | $361 | $5,421-93.3% | $9,244-96.1% | $4,645-92.2% |