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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,422 | $106,749+53.1% | $145,433+12.4% | $82,448+98.2% |
| Participation rate | 63.6% | 75.6%-12.0pp | 82.1%-18.5pp | 68.1%-4.4pp |
| Annual return | 21.89% | 27.59%-5.7pp | 66.58%-44.7pp | 41.64%-19.8pp |
| Employer contribution / active EE | $2,048 | $3,444-40.5% | $4,554-55.0% | $2,551-19.7% |
| Participant deferral / active EE | $8,758 | $6,519+34.4% | $7,897+10.9% | $4,139+111.6% |
| Admin fee / account holder | $2,780 | $8,390-66.9% | $13,129-78.8% | $7,234-61.6% |