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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,926 | $115,810+181.4% | $101,271+221.8% | $158,966+105.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 16.93% | 56.15%-39.2pp | 46.48%-29.6pp | 302.95%-286.0pp |
| Employer contribution / active EE | $8,947 | $4,175+114.3% | $3,660+144.4% | $4,762+87.9% |
| Participant deferral / active EE | $6,513 | $4,958+31.4% | $4,371+49.0% | $5,983+8.9% |
| Admin fee / account holder | $870 | $7,248-88.0% | $5,948-85.4% | $11,250-92.3% |