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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,094 | $111,814+200.6% | $103,374+225.1% | $145,959+130.3% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 19.97% | 24.77%-4.8pp | 24.89%-4.9pp | 561.95%-542.0pp |
| Employer contribution / active EE | $2,072 | $4,214-50.8% | $3,869-46.4% | $4,661-55.5% |
| Participant deferral / active EE | $5,002 | $5,618-11.0% | $5,058-1.1% | $6,689-25.2% |
| Admin fee / account holder | $2,075 | $9,754-78.7% | $8,394-75.3% | $13,398-84.5% |