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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,577 | $106,008+152.4% | $92,240+190.1% | $147,586+81.3% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 21.81% | 50.05%-28.2pp | 176.29%-154.5pp | 578.59%-556.8pp |
| Employer contribution / active EE | $5,208 | $4,333+20.2% | $3,680+41.5% | $4,876+6.8% |
| Participant deferral / active EE | $4,723 | $4,478+5.5% | $3,897+21.2% | $5,439-13.2% |
| Admin fee / account holder | $4,416 | $6,333-30.3% | $5,194-15.0% | $10,886-59.4% |