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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,827 | $110,410+299.3% | $102,437+330.3% | $145,897+202.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.40% | 24.85%-13.5pp | 24.95%-13.6pp | 552.29%-540.9pp |
| Employer contribution / active EE | $5,893 | $4,217+39.7% | $3,871+52.3% | $4,663+26.4% |
| Participant deferral / active EE | $8,798 | $5,622+56.5% | $5,060+73.9% | $6,689+31.5% |
| Admin fee / account holder | $200,808 | $9,745+1960.6% | $8,388+2294.0% | $13,390+1399.6% |