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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $440,827 | $111,814+294.3% | $103,374+326.4% | $145,959+202.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 11.40% | 24.77%-13.4pp | 24.89%-13.5pp | 561.95%-550.6pp |
| Employer contribution / active EE | $5,893 | $4,214+39.9% | $3,869+52.3% | $4,661+26.4% |
| Participant deferral / active EE | $8,798 | $5,618+56.6% | $5,058+74.0% | $6,689+31.5% |
| Admin fee / account holder | $200,808 | $9,754+1958.6% | $8,394+2292.3% | $13,398+1398.8% |