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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,014 | $166,242-57.9% | $165,071-57.6% | $145,884-52.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 12.32% | 100.44%-88.1pp | 70.17%-57.9pp | 551.85%-539.5pp |
| Employer contribution / active EE | $2,927 | $5,283-44.6% | $4,347-32.7% | $4,662-37.2% |
| Participant deferral / active EE | $7,347 | $6,964+5.5% | $6,035+21.7% | $6,690+9.8% |
| Admin fee / account holder | $7,808 | $16,658-53.1% | $12,695-38.5% | $13,392-41.7% |