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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,120 | $67,602+14.1% | $82,312-6.3% | $70,126+10.0% |
| Participation rate | 58.1% | 72.8%-14.7pp | 76.9%-18.8pp | 69.5%-11.5pp |
| Annual return | 16.22% | 21.57%-5.4pp | 25.88%-9.7pp | 73.15%-56.9pp |
| Employer contribution / active EE | $526 | $1,755-70.0% | $2,428-78.3% | $2,343-77.5% |
| Participant deferral / active EE | $1,579 | $2,987-47.2% | $3,706-57.4% | $3,332-52.6% |
| Admin fee / account holder | $653 | $4,512-85.5% | $5,608-88.4% | $4,645-85.9% |