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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,707 | $138,102+45.3% | $125,381+60.1% | $134,532+49.2% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -21.60% | 750.73%-772.3pp | 572.31%-593.9pp | 418.27%-439.9pp |
| Employer contribution / active EE | $1,413 | $5,245-73.1% | $4,815-70.7% | $4,741-70.2% |
| Participant deferral / active EE | $11,851 | $7,801+51.9% | $7,448+59.1% | $6,401+85.1% |
| Admin fee / account holder | $3,193 | $11,568-72.4% | $10,007-68.1% | $11,429-72.1% |