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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,892 | $106,749+165.0% | $145,433+94.5% | $82,448+243.1% |
| Participation rate | 85.7% | 75.6%+10.1pp | 82.1%+3.6pp | 68.1%+17.6pp |
| Annual return | 16.21% | 27.59%-11.4pp | 66.58%-50.4pp | 41.64%-25.4pp |
| Employer contribution / active EE | $1,544 | $3,444-55.2% | $4,554-66.1% | $2,551-39.5% |
| Participant deferral / active EE | $11,303 | $6,519+73.4% | $7,897+43.1% | $4,139+173.1% |
| Admin fee / account holder | $15,942 | $8,390+90.0% | $13,129+21.4% | $7,234+120.4% |