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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,826 | $106,008+108.3% | $92,240+139.4% | $147,586+49.6% |
| Participation rate | 92.9% | 80.4%+12.4pp | 76.5%+16.4pp | 82.8%+10.0pp |
| Annual return | 8.97% | 50.05%-41.1pp | 176.29%-167.3pp | 578.59%-569.6pp |
| Employer contribution / active EE | $1,421 | $4,333-67.2% | $3,680-61.4% | $4,876-70.9% |
| Participant deferral / active EE | $2,833 | $4,478-36.7% | $3,897-27.3% | $5,439-47.9% |
| Admin fee / account holder | $4,325 | $6,333-31.7% | $5,194-16.7% | $10,886-60.3% |