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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,955 | $67,411+32.0% | $91,004-2.3% | $70,126+26.9% |
| Participation rate | 82.1% | 71.4%+10.8pp | 75.6%+6.5pp | 69.5%+12.6pp |
| Annual return | 10.82% | -40.16%+51.0pp | 4.60%+6.2pp | 73.15%-62.3pp |
| Employer contribution / active EE | $0 | $1,786-100.0% | $2,456-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,129 | $2,823+10.8% | $3,548-11.8% | $3,332-6.1% |
| Admin fee / account holder | $8,398 | $4,236+98.2% | $5,417+55.0% | $4,645+80.8% |