Retirement plan

AVERY COONLEY SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN

Name: AVERY COONLEY SCHOOL - AVERY COONLEY SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN (2025) Form 5500
Creator: AVERY COONLEY SCHOOL
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AVERY COONLEY SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN, AVERY COONLEY SCHOOL

AVERY COONLEY SCHOOLEIN 36-2171680Plan #001PY 2025

1400 MAPLE AVENUE - DOWNERS GROVE, IL 60515630-969-0800averycoonley.orgLinkedIn51-200 employeeseducation management

Prospect flagsHigh feesFailed to transmit contributions

How to read this page

Total assets (EOY)

$20.7M

+12.9% from 2024

Total participants

149

+2.1% from 2024

Average account balance

$139,159

+10.6% from 2024

Annual return

11.65%

-19.74 pp from 2024

Benchmarks

See 1,294 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants25-99

Cohort1,294 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$20.73M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$139K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

149

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$782K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.65%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$356

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
TIAA1 year Service code 64 · EIN 13-1624203	Recordkeeping Fees	$21,046
MORGAN STANLEY SMITH BARNEY1 year Filed as: MORGAN STANLEY Service code 27 · EIN 20-8764829	Advisory (Plan)	$19,813
MORGAN STANLEY SMITH BARNEY1 year Filed as: MORGANSTANLEY GLOBAL BANKING OPS Service code 27 · EIN 11-3658445	Advisory (Plan)	$11,275

Plan features & details

Pension benefit codes2G2L2F2M3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$53K

$699 / participant

Contract admin$52K98.2%
Other / not subdivided$9811.8%

% of EOY assets

0.256%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: SMITH AND HOWARD, PC
Auditor EIN: 581250486
Audit fees: $981
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$139,159

$55,457+150.9%

$77,361+79.9%

$94,015+48.0%

Participation rate

100.0%

69.8%+30.2pp

75.0%+25.0pp

70.8%+29.2pp

Annual return

11.65%

15.57%-3.9pp

1011.54%-999.9pp

17.84%-6.2pp

Employer contribution / active EE

$3,331

$2,255+47.7%

$2,990+11.4%

$2,790+19.4%

Participant deferral / active EE

$6,958

$3,069+126.7%

$3,911+77.9%

$4,249+63.7%

Admin fee / account holder

$356

$4,334-91.8%

$5,894-94.0%

$8,951-96.0%

Provider

Service type

Compensation

TIAA1 year

Service code 64 · EIN 13-1624203

Recordkeeping Fees

$21,046

MORGAN STANLEY SMITH BARNEY1 year

Filed as: MORGAN STANLEY

Service code 27 · EIN 20-8764829

Advisory (Plan)

$19,813

MORGAN STANLEY SMITH BARNEY1 year

Filed as: MORGANSTANLEY GLOBAL BANKING OPS

Service code 27 · EIN 11-3658445

Advisory (Plan)

$11,275

AVERY COONLEY SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AVERY COONLEY SCHOOL DEFINED CONTRIBUTION RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion