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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,721 | $167,353-6.4% | $143,797+9.0% | $134,545+16.5% |
| Participation rate | 85.7% | 84.8%+0.9pp | 80.3%+5.4pp | 81.2%+4.5pp |
| Annual return | -21.46% | 0.48%-21.9pp | -0.04%-21.4pp | 418.37%-439.8pp |
| Employer contribution / active EE | $18,276 | $5,620+225.2% | $4,952+269.0% | $4,742+285.4% |
| Participant deferral / active EE | $7,208 | $6,447+11.8% | $5,638+27.8% | $6,401+12.6% |
| Admin fee / account holder | $1,115 | $18,096-93.8% | $14,679-92.4% | $11,431-90.2% |