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Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,779 | $46,732-83.4% | $156,551-95.0% | $55,167-85.9% |
| Participation rate | 79.0% | 65.8%+13.2pp | 84.0%-5.0pp | 69.0%+10.0pp |
| Annual return | 4.18% | 17.72%-13.5pp | 32.23%-28.0pp | 169.23%-165.0pp |
| Employer contribution / active EE | $0 | $2,105-100.0% | $5,501-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $799 | $2,204-63.7% | $4,871-83.6% | $3,054-73.8% |
| Admin fee / account holder | $0 | $418-99.9% | $13,028-100.0% | $504-99.9% |