Retirement plan

DE LASALLE INSTITUTE 401(K) PROFIT SHARING PLAN & TRUST

Name: DE LASALLE INSTITUTE - DE LASALLE INSTITUTE 401(K) PROFIT SHARING PLAN & TRUST (2022) Form 5500
Creator: DE LASALLE INSTITUTE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DE LASALLE INSTITUTE 401(K) PROFIT SHARING PLAN & TRUST, DE LASALLE INSTITUTE

DE LASALLE INSTITUTEEIN 36-2167047Plan #001PY 2022

3434 S MICHIGAN AVE - CHICAGO, IL 60616312-842-7355

Prospect flagsLow participationLow employer contribution

How to read this page

Total assets (EOY)

$3.2M

-10.2% from 2021

Total participants

198

+36.6% from 2021

Average account balance

$52,933

-11.7% from 2021

Annual return

-16.83%

-33.29 pp from 2021

Benchmarks

See 1,125 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants100-249

Cohort1,125 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.15M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$66K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

32.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$274K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.71%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2278

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Top 1 by compensation

Provider	Service type	Compensation
SAGEPOINT FINANCIAL INC5 years Filed as: SAGEPOINT FINANCIAL Service code 26 · EIN 20-1741754 90 SEVENTH ST · MINNEAPOLIS, MN 55402	Advisory (Participants)	$16,091

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$18K

$95 / participant

Investment mgmt$16K90.5%
Contract admin$2K9.5%

% of EOY assets

0.551%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: SELDEN FOX, LTD
Auditor EIN: 362985770
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$52,933

$63,471-16.6%

$68,803-23.1%

$66,949-20.9%

Participation rate

27.1%

60.0%-32.9pp

69.0%-41.9pp

69.8%-42.7pp

Annual return

-16.83%

-8.29%-8.5pp

-6.37%-10.5pp

1.57%-18.4pp

Employer contribution / active EE

$1,776-100.0%

$2,656-100.0%

$2,545-100.0%

Participant deferral / active EE

$1,419

$2,946-51.8%

$3,942-64.0%

$4,239-66.5%

Admin fee / account holder

$291

$578-49.6%

$4,936-94.1%

$594-50.9%

Provider

Service type

Compensation

SAGEPOINT FINANCIAL INC5 years

Filed as: SAGEPOINT FINANCIAL

Service code 26 · EIN 20-1741754

90 SEVENTH ST · MINNEAPOLIS, MN 55402

Advisory (Participants)

$16,091

DE LASALLE INSTITUTE 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DE LASALLE INSTITUTE 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion