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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,590 | $48,364-5.7% | $71,796-36.5% | $62,881-27.5% |
| Participation rate | 76.5% | 60.6%+15.8pp | 69.1%+7.4pp | 69.3%+7.2pp |
| Annual return | 7.08% | 13.16%-6.1pp | 78.04%-71.0pp | 20.14%-13.1pp |
| Employer contribution / active EE | $575 | $1,042-44.9% | $1,924-70.1% | $2,281-74.8% |
| Participant deferral / active EE | $1,255 | $2,091-40.0% | $2,794-55.1% | $3,203-60.8% |
| Admin fee / account holder | $1,008 | $3,771-73.3% | $4,815-79.1% | $4,296-76.5% |