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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,507 | $76,550+253.4% | $123,894+118.3% | $62,881+330.2% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 8.11% | 18.67%-10.6pp | 47.52%-39.4pp | 20.14%-12.0pp |
| Employer contribution / active EE | $8,645 | $2,882+199.9% | $4,617+87.3% | $2,281+279.0% |
| Participant deferral / active EE | $9,671 | $4,840+99.8% | $5,984+61.6% | $3,203+201.9% |
| Admin fee / account holder | $7,114 | $4,826+47.4% | $8,357-14.9% | $4,296+65.6% |