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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,929 | $100,147-30.2% | $81,286-14.0% | $145,877-52.1% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.5%+13.8pp | 80.3%+3.0pp |
| Annual return | 8.88% | 34.44%-25.6pp | 24.80%-15.9pp | 551.28%-542.4pp |
| Employer contribution / active EE | $334 | $2,977-88.8% | $2,463-86.4% | $4,663-92.8% |
| Participant deferral / active EE | $2,958 | $4,607-35.8% | $3,883-23.8% | $6,691-55.8% |
| Admin fee / account holder | $1,611 | $8,201-80.4% | $5,764-72.1% | $13,402-88.0% |