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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,894 | $71,873-11.1% | $86,698-26.3% | $68,490-6.7% |
| Participation rate | 82.4% | 72.2%+10.1pp | 76.6%+5.8pp | 67.9%+14.5pp |
| Annual return | -19.85% | 3.54%-23.4pp | 35.96%-55.8pp | -7.85%-12.0pp |
| Employer contribution / active EE | $2,749 | $2,173+26.5% | $2,837-3.1% | $2,597+5.9% |
| Participant deferral / active EE | $3,855 | $3,779+2.0% | $4,656-17.2% | $4,028-4.3% |
| Admin fee / account holder | $16,561 | $6,110+171.0% | $7,492+121.1% | $5,403+206.5% |