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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,780 | $80,983-48.4% | $96,544-56.7% | $75,177-44.4% |
| Participation rate | 78.7% | 71.8%+6.9pp | 76.0%+2.7pp | 67.2%+11.5pp |
| Annual return | 15.09% | 27.05%-12.0pp | 25.88%-10.8pp | 160.75%-145.7pp |
| Employer contribution / active EE | $2,661 | $2,282+16.6% | $2,966-10.3% | $2,671-0.4% |
| Participant deferral / active EE | $1,616 | $3,929-58.9% | $4,851-66.7% | $4,126-60.8% |
| Admin fee / account holder | $6,713 | $6,717-0.1% | $8,254-18.7% | $5,651+18.8% |