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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,313 | $77,920+17.2% | $149,723-39.0% | $75,177+21.5% |
| Participation rate | 80.5% | 65.6%+14.9pp | 78.8%+1.7pp | 67.2%+13.3pp |
| Annual return | 12.67% | 31.72%-19.1pp | 134.50%-121.8pp | 160.75%-148.1pp |
| Employer contribution / active EE | $3,492 | $3,138+11.3% | $4,821-27.6% | $2,671+30.7% |
| Participant deferral / active EE | $6,161 | $3,411+80.6% | $5,682+8.4% | $4,126+49.3% |
| Admin fee / account holder | $11,902 | $5,951+100.0% | $13,215-9.9% | $5,651+110.6% |