Filed April 30, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MIDLAND STATES BANK8+ years Service code 13 · EIN 37-0259550 | Contract Administrator | $0 |
RETIREMENT DIRECT8+ years Service code 11 · EIN 91-2076699 | Actuarial | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,265 | $130,141-19.9% | $86,677+20.3% | $77,904+33.8% |
| Participation rate | 99.2% | 85.9%+13.3pp | 76.6%+22.6pp | 73.7%+25.5pp |
| Annual return | -12.42% | -12.75%+0.3pp | 35.91%-48.3pp | 12.21%-24.6pp |
| Employer contribution / active EE | $2,908 | $3,220-9.7% | $2,836+2.5% | $2,848+2.1% |
| Participant deferral / active EE | $4,148 | $5,757-27.9% | $4,656-10.9% | $4,806-13.7% |
| Admin fee / account holder | $283 | $132+114.6% | $7,493-96.2% | $133+113.3% |