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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,997 | $104,937-59.0% | $84,628-49.2% | $152,897-71.9% |
| Participation rate | 60.0% | 74.8%-14.8pp | 68.2%-8.2pp | 82.5%-22.5pp |
| Annual return | 16.58% | 373.88%-357.3pp | 258.80%-242.2pp | 345.43%-328.8pp |
| Employer contribution / active EE | $1,924 | $3,303-41.8% | $2,653-27.5% | $4,764-59.6% |
| Participant deferral / active EE | $3,787 | $4,690-19.2% | $3,900-2.9% | $5,851-35.3% |
| Admin fee / account holder | $5,124 | $6,243-17.9% | $4,914+4.3% | $11,599-55.8% |