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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,287 | $71,873-85.7% | $86,698-88.1% | $68,490-85.0% |
| Participation rate | 89.8% | 72.2%+17.6pp | 76.6%+13.2pp | 67.9%+21.9pp |
| Annual return | -12.61% | 3.54%-16.1pp | 35.96%-48.6pp | -7.85%-4.8pp |
| Employer contribution / active EE | $2,275 | $2,173+4.7% | $2,837-19.8% | $2,597-12.4% |
| Participant deferral / active EE | $2,424 | $3,779-35.9% | $4,656-48.0% | $4,028-39.8% |
| Admin fee / account holder | $323 | $6,110-94.7% | $7,492-95.7% | $5,403-94.0% |