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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,053 | $63,346-36.8% | $92,240-56.6% | $70,126-42.9% |
| Participation rate | 57.1% | 68.7%-11.5pp | 76.5%-19.3pp | 69.5%-12.4pp |
| Annual return | 23.96% | 530.19%-506.2pp | 176.29%-152.3pp | 73.15%-49.2pp |
| Employer contribution / active EE | $1,428 | $2,471-42.2% | $3,680-61.2% | $2,343-39.0% |
| Participant deferral / active EE | $3,893 | $2,854+36.4% | $3,897-0.1% | $3,332+16.8% |
| Admin fee / account holder | $3,242 | $3,841-15.6% | $5,194-37.6% | $4,645-30.2% |